You have an online shop, a merchant account with First Data and just need the right payment module to integrate First Data Global Gateway into your shop – that’s it your ready to go online!
Wait a minute – you see First Data Global Gateway Virtual Terminal, First Data Global Gateway e4 Hosted Payment Page and First Data Global Gateway e4 Web-services modules. What is the difference? Which one to choose?
First Data Global Gateway Virtual Terminal (previously known as LinkPoint), is one of the oldest and the most reliable merchant services to process payments online. When you register for a First Data Global Gateway Virtual Terminal account you will get a PEM file which is a security file that helps your website talk to the First Data server.
Recently, First Data has launched a new payment solution called First Data Global Gateway e4 which has both hosted payment pages and a web services methods. First Data strongly recommends the use of First Data Global Gateway e4 over First Data Global Gateway Virtual Terminal. Login into your First Data account and go to Support > Download Center. If, you see a link to download your PEM file then, you have a FDGG Virtual Terminal account. Click here to learn more about setting up your FDGG Virtual Terminal module.
Then, what is First Data Global Gateway e4 Hosted Payment Pages & Web-services API?
FDGG e4 Hosted Payment Pages protects the user from handling sensitive customer payment data by hosting the payment pages and forms on their servers. The flow in this method will redirect the buyer from the users site to the First Data server to enter their payment details and complete the payment. Once the payment is successful the buyer is redirected back to the users site with the payment details. This method not only protects the user but, also reduces the steps for PCI compliance.
FDGG e4 Web-services API on the other hand allows users to provide a seamless process for their buyers by processing the payment directly on their website without any redirection. In this method the buyer will remain on the shop – the user will collect the payment data via their website and send it to First Data through web-service calls and get the response. This method the payment information passes through the merchants shop server.
So if, you are a new customer of First Data then most probably you will have the First Data Global Gateway e4 account. Or if, you are an existing user and have not heard about a PEM file or your bank (like Bank of America) says that you do not have a PEM file then you are a First Data Global Gateway e4 account holder.
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